Back to Expertise

BANKS & FINANCIAL INSTITUTIONS

Banks & financial institutions

Banks and financial institutions are the heart of Luxembourg’s unique financial services ecosystem.

We are a market-leading pioneering law firm with an exceptional track record of more than 60 years in assisting financial sector entrepreneurs and companies in all areas of their business activities.

Our team is at the forefront of market developments and has recognised expertise in assisting clients with complex, precedent-setting projects in Luxembourg and abroad.

Banks and financial institutions advisory

Why Choose Our Banking Team

Market-leading banking expertise, regulatory depth and commercial pragmatism to support complex financial projects.

Market-Leading Team

Over 60 years of experience assisting financial sector entrepreneurs and companies on precedent-setting matters.

Regulatory & Commercial Strength

We combine regulatory mastery with commercial solutions across licensing, supervision and transactional work.

Cross-Industry Capability

Expertise spanning banks, payment institutions, neobanks, financial holding companies and broader financial sector participants.

Leading Banking & Financial Institutions Advisers

Our clients include global and local branches of the largest domestic and international banks, financial groups, MiFID firms, payment service providers, e-money institutions, neobanks, financial holding companies and other financial sector professionals.

Our clients

Our clients include the global and local branches of the largest domestic and international banks, financial banking groups, financial conglomerates, European institutions, MiFID investment firms, payment service providers, e-money institutions, neobanks, financial holding companies, entrepreneurs and start-ups as well as other financial sector professionals.

Our services

We assist banks and financial institutions across the full spectrum of their business activities, including:

Banking & financial services

Finance

Regulatory & compliance

Latest insights

Regulatory updates and representative mandates from our banking practice.

Simplifying sustainability reporting: voluntary sustainability reporting standard for SMEs (VSME) — Posted 31.07.2025

Publication — Posted 02.07.2025

Publication — Posted 30.06.2025

We combine deep sector knowledge with practical regulatory and transactional advice to support financial sector clients through market change.

TESTIMONIALS

What Others Say About Us

Recognition from leading directories and clients.

"
They have outstanding knowledge of banking law, are extremely responsive and have a strong commitment to customer service.

Client testimonial

Client

"
They consistently go above and beyond to understand our business and provide tailored legal solutions that align perfectly with our goals. Their proactive approach and deep industry knowledge make them an invaluable partner.

Client testimonial

Client

"
They don’t just provide legal advice; they become an integral part of our team, always ready to support us with strategic insights and practical solutions.

Client testimonial

Client

"
The team has a perfect knowledge of the Luxembourg specificities and consequently is able, in a pragmatic and efficient way to orient clients on a wide range of legal issues to ensure compliance with all applicable laws.

Legal 500 2025

Banking, Finance and Capital Markets

"
Etude Breininger's proactive approach and attention to detail have been invaluable in navigating challenging situations and ensuring successful outcomes.

Client testimonial

Client

"
Etude Breininger possesses a diverse range of expertise and experience, which allows it to tackle a wide array of issues effectively.

Client testimonial

Client

"
Etude Breininger is very diligent and delivers a good level of service. The team provides good security.

Client testimonial

Client

"
The lawyers are real subject matter experts. Their level of responsiveness is very high which is very important to us and they are also strong in the client relationship department.

Chambers Global 2025

Banking and Finance

"
The team has demonstrated remarkable expertise in successfully handling complex and sophisticated legal matters. The lawyers are also commercially oriented, which is precious.

Chambers Global 2024

Banking and Finance

"
The team consists of specialised lawyers who can cover all areas of law and have a specialist with experience for every case. The rapid response and availability at short notice, even in the case of special and unusual legal issues, should be emphasised.

Legal 500 2023

Banking, Finance and Capital Markets

"
The whole team is very experienced and smart, finding intelligent solutions when handling complex matters.

Chambers Europe 2023

Banking & Finance

"
What always strikes me when working with the firm is the availability and the level of dedication of the senior partners. Their high degree of involvement combined with their industry experience leads to above par solutions for the client.

Legal 500 2022

Banking, Finance and Capital Markets

Industry Recognition

Latest insights

"Simplifying sustainability reporting: voluntary sustainability reporting standard for SMEs (VSME) — Posted 31.07.2025"

EMIR: application of active account requirement (AAR)

"Publication — Posted 02.07.2025"

Interplay between PSD2 and MiCA: EBA’s No Action Letter

"Publication — Posted 30.06.2025"

Regulatory Insights Series 2025

"Event — Posted 24.06.2025 @ Etude Breininger Offices"

Need Banking & Financial Institutions Advice?

Contact our banking team for licensing, regulatory, transactional and supervisory matters.